A Pennsylvania federal district court has ruled that the plaintiffs’ allegations that notices of repossession sent by a bank failed to comply with the state’s Motor Vehicle Sales Finance Act (MVFSA) were sufficient to state a claim under the Pennsylvania Uniform Commercial Code (UCC). As a result, the court denied the bank’s motion to dismiss the plaintiffs’ class action complaint.
In Nelson v. Bank of America, National Association, the plaintiffs alleged that the bank failed to act in a commercially reasonable manner by not providing adequate notice of the repossession of their financed motor vehicles and by selling those vehicles to satisfy outstanding debts.