Some small businesses, such as those that offer subscriptions, need to store customer credit card details. However, card networks take the security of credit card data seriously and employ strict merchant guidelines for storing credit card information. We provide an overview of the nature of credit card data plus tips on how to securely store it.
What Is Credit Card Data?
Credit card data is electronic information shared and captured to process credit card transactions. The elements of credit card data can be categorized as cardholder data (CHD) that is printed, and sensitive authentication data (SAD) that is concealed in the physical credit card.