Timothy Wainscott

The deeply intertwined digital economies of the United States and the European Union, a relationship boasting a massive US trade surplus, are now facing a period of unprecedented strain fueled by regulatory divergence and political miscalculation. What began as a European push for greater control

In a landmark decision that ripples through the technology sector, Governor Kathy Hochul officially signed the Responsible AI Safety and Education (RAISE) Act into law on December 19, establishing a pioneering regulatory framework for the burgeoning field of artificial intelligence within New York.

The recent imposition of a seven-figure penalty on a marketing technology firm has sent a powerful shockwave through the global data processing landscape, signaling a new era of direct accountability under European privacy law. The decision by France's data protection authority, the Commission

For millions of Americans who depend on the Affordable Care Act, the financial relief of affordable health coverage is being threatened by a rapidly approaching legislative storm front. A critical lifeline of enhanced federal subsidies, which has kept insurance premiums manageable, is on the verge

Artificial intelligence has rapidly permeated nearly every corner of the financial services industry, from algorithmic trading to personalized customer service, yet a critical bastion remains stubbornly resistant to full automation. This domain, regulatory compliance, represents a unique

The notion that U.S. national trade policy is crafted with the entire country's economic welfare in mind is a foundational assumption for many, yet compelling evidence suggests a powerful political undercurrent systematically distorts these decisions. It appears that the path to the White House

In a move that sent shockwaves through his own party’s conservative base, President Donald Trump signed an executive order dramatically expanding medical cannabis access for millions of Americans, creating an unprecedented ideological rift within the Republican party. The action directly challenges

The intricate dance between government revenue collection and the banking sector has reached a pivotal moment, as a new policy from the Nigeria Customs Service (NCS) introduces stringent financial penalties for delayed remittances, fundamentally altering the stakes for its financial partners. This

While many of the world's leading economies are actively working to integrate digital assets into their financial frameworks, Russia's rigid prohibition on cryptocurrency payments is creating an unintended and perilous economic paradox. This hardline stance, designed to protect the ruble and

The relentless ticking of the regulatory clock has created an unprecedented pressure cooker environment for financial institutions globally, forcing a long-overdue reckoning with decades-old payment infrastructures. As the industry hurtles toward a series of non-negotiable modernization deadlines,