The rapid adoption of artificial intelligence (AI) in the financial services industry is transforming operations, enhancing efficiency, and expanding access to credit. However, this technological revolution also brings significant regulatory challenges. Federal Reserve Governor Michelle W. Bowman’s
Understanding the complexities of state-specific data breach notification requirements can be a challenging task for legal professionals, compliance officers, and business owners alike. To aid in this endeavor, Perkins Coie's Privacy & Security practice has compiled a comprehensive chart that
As artificial intelligence (AI) continues to be adopted across industries and data centers multiply to accommodate growing data needs, cybersecurity concerns are intensifying at an alarming rate. This intersection of increased AI usage and the expansion of data centers is contributing to emerging
Despite advancements in technological defenses, human error remains a significant vulnerability in cybersecurity, with phishing posing a potent threat due to its social engineering tactics. The FBI's Internet Crime Complaint Center (IC3) reported approximately 300,000 phishing incidents in 2023
In a move that has ignited considerable debate, Texas Governor Greg Abbott issued executive order GA-46, which directs public hospitals to ask patients about their immigration status and report the findings, along with treatment costs, to the state. This directive, effective from November 1, 2024,
In the evolving financial landscape, cross-border payments represent a sector with significant growth potential, driving the future of global commerce. By 2023, the total value of cross-border payments reached an impressive $190.1 trillion and is projected to climb to $290.2 trillion by 2030, with
State immigration laws have become a contentious issue, with local law enforcement and immigrant-rights advocates raising significant concerns. Traditionally, immigration matters have been managed at the federal level, but state legislatures are increasingly stepping in due to the lack of
Artificial intelligence (AI) is often associated with visible applications such as chatbots, self-driving cars, and AI-generated art, but there is a more profound AI revolution quietly transforming the management of critical infrastructure. This unseen AI is enhancing the efficiency, resilience,
As President-elect Donald Trump prepares to take office, the future of U.S. cybersecurity policies hangs in the balance. With increasing cyber threats from state-sponsored actors like Russia, China, and Iran, the need for robust and proactive measures is more critical than ever before. This article
Spirit Airlines, the second-most active carrier at Harry Reid International Airport in Las Vegas, has recently filed for bankruptcy, sparking concerns about the continuity of its services given its significant market share in the region. The development has stirred anxiety among travelers who
