Category: Financing your Business

October 11, 2019

I was sitting outside at Samovar Tea Lounge in the heart of San Francisco’s Yerba Buena Center. It was the middle of July, but the 55-degree temperatures and brisk coastal winds made it feel more like late November. “I thought […]

October 10, 2019

A net operating loss (NOL) occurs when a business’ tax deductions exceed income. Business owners need to learn what a net operating loss is and how it affects their taxes. Essentially, businesses can use an NOL to offset a future […]

October 8, 2019

Ecommerce business insurance is a collection of commercial policies designed to protect you and your ecommerce business. A common policy for ecommerce business owners is cyber liability insurance, which covers losses or damages resulting from cyberattacks and data breaches. Most […]

September 26, 2019

Third-party insurance is liability coverage purchased by you (first party) from an insurance carrier to protect against claims from other people (third party) for damage or injuries you cause. This coverage typically comes packaged in auto, homeowners, renters, and business […]

September 23, 2019

Federal lawmakers on Thursday proposed a bill that would require companies to file for chapter 11 bankruptcy in a courtroom close to their principal place of business, rather than where they are incorporated. The bipartisan bill, called the Bankruptcy Venue […]

September 17, 2019

Business owners need a credit score of 620 or higher to have access to a variety of financing options. 550 is the minimum for even basic financing that’s not cost-prohibitive. Business loans may be available for lower scores, but they’ll […]

September 6, 2019

National Funding is an online lender that helps small businesses prosper. It’s committed to the values of hard work, ethics, mutual respect, and transparency when helping small business owners. David Gilbert founded the company in 1999 with a focus on […]

September 5, 2019

When evaluating debt vs equity financing, there are some key aspects to consider to determine which is best for your business. These factors include qualification requirements, costs, repayment terms, and effects on control of your business. Additionally, you will need […]

August 30, 2019

Business car insurance covers claims resulting from accidents involving vehicles used by your business. Coverage commonly includes liability protection for bodily injury and physical damage but may also include coverage such as collision and medical payments. Depending on the carrier, […]

August 19, 2019

Starting a business is expensive. Upgrading equipment, expanding to new locations and adding employees is also pricey. No matter where you are in the business life cycle, from startup to growth, a business loan can help get you started or […]