Category: Financing your Business

August 6, 2019

A microloan is a small loan, generally up to $50,000, made to startups and emerging small businesses. These loans are offered by nonprofit organizations known as microlenders. Microloans typically have repayment terms of up to seven years and offer favorable […]

July 26, 2019

Retailers get financing to grow their business or to purchase inventory and ramp up for busy times of the year. Retail business loans come in various forms, such as a short-term business loan used to purchase needed inventory to prepare […]

July 5, 2019

Professional liability is a type of business insurance for anyone who makes a living providing expert services or advice. These individuals face higher risk of negligence lawsuits, and professional liability covers their defense by paying for lawyers, investigators, and court […]

June 17, 2019

A payroll card (pay card) is a prepaid debit card employers used to pay employees who don’t have bank accounts. Although regulated by state law, they’re similar to direct deposits in that money is sent electronically and setup is sometimes […]

April 19, 2019

Judging from the news and what policymakers say, entrepreneurs are in the business of creating jobs. And, in fact, recent research confirms that entrepreneurs do indeed create jobs. But as anyone who has ever started a business knows, creating jobs […]

April 19, 2019

Every business needs to make money, but not every founder knows how — or when — to collect it. Cash flow problems are one of the top startup killers. Still, many business owners get so focused on delivering a great […]

April 16, 2019

Imagine getting a letter in the mail stating you owe someone $98,000. Now imagine that someone is the Internal Revenue Service. Just the mere utterance of the letters “IRS” will give business owners and sole proprietors the chills. As you […]

April 15, 2019

You will need to process payroll checks if you’re not paying your employees electronically. To start, you need check stock and magnetic ink. If you print with regular ink, your bank may reject your checks. Expect to pay from $12 […]

April 8, 2019

Maryland has unique rules affecting shift breaks, sick leave, and equal pay that affect how you do payroll in Maryland. It’s best to educate yourself on Maryland payroll laws, use payroll software or partner with an experienced payroll provider to […]

March 25, 2019

Litigation funding is a way to finance your cases, but it may not be your way. If you signed on a client to right a wrong, litigation funders are not really interested. They are in it for the money, not […]