Buried deep in the Louisiana Code of Civil Procedure is a little-known law which gives creditors the right to seek wage garnishments from a borrower’s employer if the borrower fails to satisfy a loan obligation. In a recent case, Tower Credit, Inc. v. Williams, 2022-0106 (La. App. 1 Cir. 9/16/22), after failing to respond timely (within 15 days) to garnishment interrogatories from an employee’s creditor and failing to appear at a hearing, an employer was held responsible for the full amount of a judgment rendered against its employee.
